In Re R&B Corporation of Virginia d/b/a Credit Control Corporation, Data Security Breach Litigation

If You Received a Notice, This Class Action Settlement May Affect Your Rights    

The United States District Court for the Eastern District of Virginia 
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• A Settlement has been reached in a class action lawsuit concerning R&B Corporation of Virginia d/b/a Credit Control Corporation (“Defendant” or “R&B”) and a data incident (the “Data Incident”) that occurred in March 2023, when one or more unauthorized individuals accessed information on a database belonging to R&B, including names and Social Security numbers (“Private Information”).                                                                                                                                                                                                                                                  
• The lawsuit is called In Re R&B Corporation of Virginia d/b/a Credit Control Corporation, Data Security Breach Litigation, Case No. 4:23-cv-00066-JKW-RJK (E.D. Va.). The lawsuit asserts claims related to the Data Incident. The Defendant in the lawsuit is R&B Corporation of Virginia d/b/a Credit Control Corporation. R&B denies it is or can be held liable for the claims made in the lawsuit. The Settlement does not establish who is correct, but rather is a compromise to end the lawsuit.                                                                                                                                                                                                                                                       
• Class Members are all natural persons whose Personal Information was compromised in the Data Security Incident. Excluded from the Settlement Class are: (1) the judges presiding over the Action and members of their immediate families and their staff; (2) R&B, its subsidiaries, parent companies, successors, predecessors, and any entity in which R&B or its parents, have a controlling interest, and its current or former officers and directors; (3) natural persons who properly execute and submit a Request for Exclusion prior to the expiration of the Opt-Out Period; and (4) the successors or assigns of any such excluded natural person.                                                                                                                                                       
• Class Members are eligible to receive the following relief: (1) up to $2,000 in reimbursement for out-of-pocket losses consisting of actual Documented Losses or expenses resulting from the Security Data Incident, or (2) a flat-fee alternative cash payment that will be determined based on the money remaining in the Settlement Fund after the payment of Fee Award and Costs, Administrative Expenses, Class Representative Service Award, and valid claims for Out-of-Pocket Losses. The Settlement Administrator will post additional information about the payment amount on this Settlement Website. For complete details, please see the Settlement Agreement, whose terms control, available at the Documents section of this Settlement Website.                                                                                                                                                                                      
• Your legal rights are affected regardless of whether you act or do not act. Please read the Notice carefully.                                                                                                                              

• These rights and options—and the deadlines to exercise them—are explained in this Notice. For complete details, please see the Settlement Agreement, whose terms control, available at the documents section of this Settlement Website.                                                                                                                                                                                                                                          
• The Court in charge of this case still has to decide whether to approve the Settlement. No Settlement benefits or payments will be provided unless the Court approves the Settlement, and it becomes Final. On July 31, 2024, the Fairness Hearing was reset for January 29, 2025, at 11:30 AM in Newport News Courtroom 1 before District Judge Jamar K. Walker.